How to Improve Your Financial Literacy: Books, Podcasts, and Other Learning Resources that You Must Consume

 The ability to understand and apply financial skills, such as risk management, investments, budgeting, and financial management, is known as financial literacy. Having a high level of financial literacy makes it easier to achieve financial goals, anticipate risks, and stay away from scams.

It is important for people to supplement their financial literacy by learning from a variety of available sources, both offline and online. In this article, we will recommend books, podcasts, and online programs that can enhance your financial literacy. 

However, a 2022 survey conducted by the Financial Services Authority (OJK) revealed that financial literacy among the Indonesian population remains modest, standing at only 38.03%. This suggests that over half of the Indonesian populace lacks adequate financial knowledge and skills.

Books: Rich Dad Poor Dad by Robert Kiyosaki

One of the best-selling personal finance books ever published, it has been translated into more than 50 languages and sold over 32 million copies. Robert Kiyosaki, an investor, author, and entrepreneur, is the author of this book. 

He is the son of two fathers: his friend’s father, a successful entrepreneur without a college degree, and his own father, a highly educated government employee who faced financial difficulties. Kiyosaki borrowed financial concepts from both of them, referring to them as the “rich dad” and “poor dad.”

This book drives and inspires a paradigm shift in one’s thinking about money and finance by educating readers on how to manage finances more skillfully, generate income outside of a monthly salary, and build sustainable wealth.

You can acquire this book from online or offline bookstores or download its digital version from Robert Kiyosaki’s official website.

Podcast: Finansialku

With over 1.5 million downloads and over 4,000 positive reviews on podcast platforms, this podcast is one of the most well-liked financial podcasts in Indonesia. It covers a wide range of topics, including personal finance, investments, business, and careers. 

Melvin Mumpuni, a professional financial planner and the founder of Finansialku, a company that provides financial planning services, financial education, and financial applications, hosts the show and invites knowledgeable guests, such as investment specialists, entrepreneurs, authors, and financial practitioners.

The podcast provides insights, tips, and tricks on managing finances more effectively, selecting financial products that align with individual needs, developing businesses and careers, and achieving financial well-being.

You can tune in to this podcast on Spotify, Apple Podcasts, Google Podcasts, or other podcast platforms.

Online Program: Financial Literacy for All

Created for anyone looking to improve their financial knowledge and skills, be it consumers, business entities, or the general public, this program is an online learning the lead from the Financial Services Authority (OJK) and the University of Indonesia with the goal of enhancing financial awareness and inclusion in the Indonesian population. 

It consists of 10 modules covering different aspects of financial literacy such as financial planning, financial services, consumer protection, and investment education. Certificates are awarded to participants who successfully complete all of the modules and the final exam.

This program is accessible for free through the official OJK website or the Coursera online learning platform.


Financial literacy is a crucial skill for everyone, especially in the current digital era. With a high level of financial literacy, one can make informed financial decisions, optimize money management, and achieve financial goals.

To elevate your financial literacy, explore various sources available both offline and online. We’ve provided recommendations for books, podcasts, and online programs that can contribute to enhancing your financial literacy. May this article prove beneficial to your learning journey. 

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